You can now apply online!
Simply add items to your shopping basket, and select V12 finance at checkout.
0% APR Finance
- 12 months Interest Free Credit
- NO Deposit required
Repay in full at any time without penalty.
Buy Now Pay Later
- 48 months Buy Now Pay Later (6 months free followed by 42 monthly payments)
- 48 months Buy Now Pay Later (12 months free followed by 36 monthly payments)
Repay at any time in full without penalty
£29 admin fee applies for early repayment if loan is not repaid before the 6 or 12 month interest free period ends
No Deposit required | Pay nothing for up to 12 months
Representative Example:
You could borrow £2,400 over 12 months with
12 monthly repayments of £200.
Total amount repayable is £2,400
0% APR Representative.
Credit provided subject to age and status.
Representative Example:
Loan £3050 up to 12 months after the purchase
either settle the account in full by paying £3050 (credit amount)
or start 36 monthly repayments of £156.83, total amount repayable
£5645.88.
29.8% APR Representative.
Credit provided subject to age and status.
Interest Free Credit
- This is an interest free loan with no arrangement fees
- You repay the loan amount through equal monthly payments spread over the chosen repayment period
Buy Now Pay Later
- This is a loan where you make no initial monthly payments for the set number of months
- After the payment free period has ended you can settle the loan off by paying it back in full along with a settlement fee of £29.00
- If you choose not to settle in full, the loan rolls into an interest bearing loan with interest charged at the given APR. You then repay the loan and interest spread equally over the chosen repayment period.
The Audiobarn Limited is registered in England and Wales 9309546. Registered office: The Foundry, 9 Park Lane, Puckeridge, Hertfordshire. SG11 1RL. The Audiobarn Limited acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. The Audiobarn Limited is authorised and regulated by the Financial Conduct Authority. Our registration number is 749660. Credit provided subject to age and status.